Terms of use and risk disclosure

01Educational purpose only

The content published on TradeBien — including articles, glossary terms, worked examples, market summaries, platform guides, calculator outputs, and reference rates — is produced for educational and informational purposes only. Nothing on this site constitutes financial advice, investment advice, trading advice, a recommendation to buy or sell any financial instrument, or a solicitation to enter into any trading position.

Explaining how a financial instrument works is not a recommendation to trade it. Education about a subject does not constitute an endorsement of participation in it.

No advisory, professional, or fiduciary relationship of any kind is created by accessing this site, using its tools, or communicating with TradeBien through any channel on this site.

02No reliance

Visitors must not rely on any content, tool output, reference rate, worked example, or figure on this site as the basis for any financial, investment, or trading decision. All content is provided as a starting point for independent research and must be verified against your own circumstances, broker conditions, account terms, and applicable regulations before any decision is made.

03No warranties

To the fullest extent permitted by applicable law, TradeBien makes no representation or warranty — express or implied — as to the accuracy, completeness, reliability, timeliness, or fitness for any particular purpose of any content, tool, calculator, or data on this site. Despite best efforts to ensure accuracy, errors and omissions may exist. Content that was accurate at the time of publication may become outdated without notice.

04Trading risk

Trading financial instruments — including but not limited to foreign exchange, contracts for difference (CFDs), equities, commodities, indices, and cryptocurrencies — carries a significant risk of loss. Leveraged products such as CFDs can result in losses that exceed the initial deposit. The majority of retail clients who trade CFDs lose money, as disclosed in regulatory risk warnings issued by regulated brokers globally. Trading is not suitable for everyone.

Before trading, consider whether you understand how leveraged instruments work, whether you can afford to sustain a total loss of capital deployed, and whether trading is appropriate for your financial situation, objectives, and risk tolerance.

Past performance of any instrument, strategy, or example shown on this site is not indicative of future results.

05Cryptocurrency and digital assets

Cryptocurrency and digital asset markets are highly volatile and largely unregulated in many jurisdictions. Investors in cryptocurrency and digital assets may have no recourse to investor protection schemes or regulatory redress mechanisms. Cryptocurrency instruments traded as CFDs carry an additional layer of counterparty risk from the CFD structure on top of the underlying asset's inherent volatility. Content covering cryptocurrency instruments on this site is educational only and does not constitute a recommendation to trade or invest in any digital asset.

06Calculator and tool outputs

The calculators and tools on this site apply a defined mathematical methodology to inputs supplied by the user. Outputs are mathematically valid given those inputs. They do not constitute a personal recommendation, suitability assessment, regulated financial analysis, or advice of any kind under any regulatory framework.

Whether the methodology applies to a user's specific instrument, broker, account type, lot size convention, leverage structure, or margin requirement is entirely the user's responsibility to verify. Whether the inputs accurately reflect the user's actual trading conditions is entirely the user's responsibility to confirm.

TradeBien does not warrant that calculators or tools will operate without error. Outputs should always be independently verified before use in any real trading decision. TradeBien accepts no liability for any loss arising from reliance on a calculator or tool output, including in circumstances where that output was affected by a technical error, incorrect default input, or inapplicable methodology.

07Reference rates and market data

Reference rates and any figures displayed on this site are indicative only. They may be significantly delayed, are not sourced from a regulated data provider, and do not represent rates at which any transaction can be executed. They are provided solely as illustrative inputs for educational tools and examples. All rates and figures must be verified directly with the relevant broker before any position is opened.

08Site availability and technical failures

TradeBien does not warrant that this site or any of its tools, calculators, or data displays will be available at any time, operate without interruption, or be free from technical errors. The site may be suspended, restricted, or taken offline at any time without notice. TradeBien accepts no liability for any loss or damage arising from unavailability of the site or any technical failure affecting its content or functionality.

09Third-party content and links

TradeBien may reference or link to third-party websites, platforms, or content. These references are provided for informational convenience only. TradeBien has no control over third-party content, does not endorse it, and accepts no responsibility for its accuracy, completeness, availability, or any consequence of relying on it.

10Tax

Nothing on this site constitutes tax advice. Calculator outputs — including figures relating to profit, loss, swap costs, and margin — may have tax implications that vary by jurisdiction and individual circumstance. Consult a qualified tax professional in your jurisdiction before making any decision with tax consequences.

11Commercial relationships

TradeBien may now or in the future have commercial relationships with third parties, including brokers, data providers, or advertisers. Editorial decisions — what is published, how it is framed, and what conclusions it reaches — are made independently of any such commercial relationships. Commercial arrangements do not determine content.

12User conduct

Content and calculator outputs on this site may not be redistributed, republished, or presented to third parties as financial advice or as the basis for a financial recommendation. Automated access to this site — including scraping of content or calculator outputs for use in third-party systems, products, or services — is prohibited without express written permission from TradeBien.

13Intellectual property

All content on this site is the intellectual property of TradeBien. It may not be reproduced, distributed, or republished in any form without prior written permission, except for personal, non-commercial reference use with clear attribution.

14Minors

This site is not directed at persons under the age of 18. If you are under 18, you must not use this site. If you are a parent or guardian and believe a minor has accessed this site, please discontinue their use immediately.

15Jurisdiction and applicable law

This site is accessible globally. It is the visitor's sole responsibility to determine whether accessing and using this site — and acting on any content found on it — is lawful in their jurisdiction. TradeBien makes no representation that this site or its content is appropriate or available for use in any particular location. Visitors who require regulated financial advice must consult a licensed and authorised adviser in their own jurisdiction.

This disclaimer is not governed by the law of any specific jurisdiction. Where local law requires certain consumer protections that conflict with the terms of this disclaimer, those protections apply to the extent required by law without affecting the remainder of this disclaimer.

16Non-excludable liability

Nothing in this disclaimer excludes liability for fraud, fraudulent misrepresentation, or any other liability that cannot lawfully be excluded. Where applicable law does not permit the exclusion of certain implied warranties or the limitation of certain liabilities, such exclusions and limitations apply only to the fullest extent permitted.

17Limitation of liability

To the fullest extent permitted by applicable law, TradeBien, its owners, operators, employees, contractors, and associated parties accept no liability for any loss or damage — direct, indirect, incidental, consequential, or otherwise — arising from the use of this site, reliance on its content, use of its calculators or tools, or any trading decision made by a visitor.

Users agree to indemnify TradeBien, its owners, operators, employees, and contractors against any claim, loss, damage, or expense — including reasonable legal costs — arising from their breach of this disclaimer or misuse of this site.

18No partnership or agency

Nothing in this disclaimer or on this site creates any partnership, joint venture, agency, franchise, or employment relationship between TradeBien and any visitor.

19No vested rights

No content, tool, feature, calculator, reference rate, or statement on this site creates any vested right, entitlement, or legitimate expectation on the part of any visitor. TradeBien is under no obligation to maintain the availability, accuracy, or consistency of any content or functionality.

TradeBien reserves the right to restrict or terminate access to this site, or any part of it, for any visitor at any time and for any reason, without notice and without liability.

20Force majeure

TradeBien accepts no liability for any failure to provide accurate, complete, or timely content or functionality arising from circumstances beyond its reasonable control, including but not limited to market disruptions, regulatory interventions, internet outages, server failures, third-party service interruptions, or any other event outside TradeBien's reasonable control.

21Right to modify

TradeBien reserves the right to modify, suspend, or discontinue any part of this site — including its content, tools, calculators, reference rates, and this disclaimer — at any time and without prior notice. Changes to this disclaimer take effect immediately upon publication. It is the visitor's responsibility to review this page periodically. Content may be added, modified, or removed at any time without notice.

22Waiver

Failure by TradeBien to enforce any provision of this disclaimer on any occasion does not constitute a waiver of that provision or of any right to enforce it in the future.

23Severability

If any provision of this disclaimer is found to be unlawful, void, or unenforceable for any reason, that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.